
第四届信用评分与信用评级会议
会议手册
Saturday 17 October
10月17日周六
Beijing Time 08:30 – 12:00
Opening Ceremony, 08:30-09:00
Room: Lecture Room 5, Shansi Building
Chair: Xiaojian Li, Hefei University of Technology
主持人:李霄剑,合肥工业大学
Keynote speeches, 09:00-12:00
Room: Lecture Room 5, Shansi Building
Chair: Xiaoyan Zhang, Tsinghua University
主持人:张晓燕,清华大学
Chair: Qiang Zhang, Hefei University of Technology
主持人:张强,合肥工业大学
Keynote 1: Profit- and Risk-Driven Credit Scoring under Uncertainty: Methodology and Applications
Speaker 1: Professor Gang Kou, Southwestern University of Finance and Economics, China
报告人:寇纲,西南财经大学教授、大数据研究院院长
Keynote 2: Unlocking the Credit Cycle: Insights into Leveraged Finance and the Rise of Private Debt
Speaker 2: Professor Edward Altman, New York University, USA
报告人:爱德华·奥特曼,纽约大学荣休讲席教授
Keynote 3: Does Your AI Move Your Money? Adoption and Impact of a Generative AI Investment Assistant
Speaker 3: Professor Xiaoyan Zhang, Tsinghua University, China
报告人:张晓燕,清华大学讲席教授、五道口金融学院副院长
Keynote 4: 小样本特征驱动的信用风险分类研究
Speaker 4: Professor Lean Yu, Sichuan University, China
报告人:余乐安,四川大学特聘教授、科技金融四川省重点实验室主任
Keynote 5: 金融科技赋能数字普惠
Speaker 5: Hang Mao, XW Bank, CIO
报告人:毛航,四川新网银行CIO
Beijing Time 13:00 – 14:30
English Session 1
信贷市场
Machine Learning 1
主持人:Rafal Sieradzki,New York University
点评人:姚潇,中央财经大学
Parallel Session 2
农村金融
Market and Bond 1
主持人:张龙耀,南京农业大学
点评人:李丽莎,西南财经大学Parallel Session 3
债券市场
Bond Markets
主持人:部慧,北京航空航天大学
点评人:操玮,合肥工业大学Parallel Session 4
供应链金融
Supply Chain Risk
主持人:马宝君,河海大学点评人:郑圣明,中国科学技术大学
Parallel Session 5
绿色金融
Green Finance
主持人:何婧,中国农业大学
点评人:张志鹏,上海交通大学Beijing Time 14:30 – 16:00
English Session 6
AI智能体AI Agents
主持人:Tony Bellotti,宁波诺丁汉大学
点评人:吴宗晓,索尔福德大学Parallel Session 7
欺诈识别Fraud Detection
主持人:熊海芳,东北财经大学
点评人:夏平凡,安徽大学Parallel Session 8
银行稳定Bank Stability
主持人:骆司融,上海财经大学
点评人:陈波,合肥工业大学Parallel Session 9
银行风险Bank Risk
主持人:周凡吟,西南财经大学
点评人:王建飞,合肥工业大学Parallel Session 10
公司金融Corporate Finance
主持人:宫迪,对外经济贸易大学
点评人:张兴敏,西南财经大学Beijing Time 16:20 – 17:50
Parallel Session 11
财务困境1Financial Distress 1
主持人:刘金培,安徽大学
点评人:袁坤,合肥工业大学Parallel Session 12
信用评级Credit Ratings
主持人:陈逢文,重庆大学
点评人:王南萱,南开大学Parallel Session 13
大模型应用1LLM Application 1
主持人:王钊,合肥工业大学
点评人:刘昊鑫,中国科学技术大学Parallel Session 14
财务困境2Financial Distress 2
主持人:石宝峰,西北农林科技大学
点评人:钱洋,合肥工业大学Parallel Session 15
信用经济Credit Economy
主持人:赵维波,大普信用评级
点评人:鲜涛,粤港澳大湾区信用建设发展联盟Sunday 18 October
10月18日周日
Keynote speeches, 08:30-11:50
Room: Lecture Room 5, Shansi Building
Chair: Rongda Chen, Zhejiang University of Finance and Economics
主持人:陈荣达,浙江财经大学
Keynote 6: 人工智能与社会科学
Speaker 6: Professor Shanlin Yang,Academician of the Chinese Academy of Engineering, Hefei University of Technology
发言人:杨善林,中国工程院院士、合肥工业大学教授
Keynote 7: 金融科技中的数据融合与隐私保护及其应用
Speaker 7: Professor Yong Zhou, China East Normal University
发言人:周勇, 华东师范大学教授
Keynote 8: Political Connections, Excessive Debt, and Credit Risk of Real Estate Enterprises
Speaker 8: Professor Rongda Chen, Zhejiang University of Finance and Economics
发言人:陈荣达,浙江财经大学教授
Keynote 9: 产业互联网浪潮下的数字信用实践
Speaker 9: 孙文,光谷金信副总经理
发言人:Wen Sun, Guanggu Wuhan Fintech, Vice CEO
Keynote 10: 从数据查询到研究报告:金融智能体的价值与实践
Speaker 10: 吴彦儒,合肥大智慧财汇人工智能研发中心总经理
发言人:Yanru Wu, DZH Financial Data Technology Co., Ltd.
Beijing Time 08:45 - 09:45
Parallel Session 16
替代数据Alternative data
主持人:王刚,合肥工业大学
点评人:闫达文,大连理工大学Parallel Session 17
大模型应用2LLM Application 2
主持人:陈刚,复旦大学
点评人:张亚京,上海外经贸大学Parallel Session 18
金融稳定Financial Stability
主持人:冯芸,上海交通大学
点评人:周南,南京农业大学Parallel Session 19
信用风险Credit Risk
主持人:郭艳红,大连理工大学
点评人:权沛,北京工业大学Beijing Time 11:50 - 12:10
Awarding and Closing Ceremony, 11:45-12:00
Chair: Zhao Wang, Hefei University of Technology
主持人:王钊,合肥工业大学
Chair: Zhiyong Li, Southwestern University of Finance and Economics
主持人:李志勇,西南财经大学
Best Paper Awards
最佳论文奖

Best Paper Awards
Sponsored by Dapu Credit Rating Ltd.
1. Building Dynamic Structured Reasoning Space: An Adaptive Agent for Patent-Based Credit Risk Prediction of Technology-Based Firms
Xiaodan Lu, Hefei University of Technology
Zhao wang, Hefei University of Technology
Cuiqing Jiang, Hefei University of Technology
2. From Loan Origination to Final Default: Application Scoring with Sequential Privileged-Information Distillation
Xinhang Wu, Southwestern University of Finance and Economics
Fanyin Zhou, Southwestern University of Finance and Economics
Wei Zhao, Jinan Public Opinion Survey Center
Ke Li, Southwestern University of Finance and Economics
Best Student Paper Awards
Sponsored by Dapu Credit Rating Ltd.
1. Activism through questions: Retail investors and corporate fraud
Zhipeng Zhang, Shanghai Jiao Tong University
Chaochao Qiu, Northeastern University
Gang Li, Northeastern University
Yun Feng, Shanghai Jiao Tong University
2. Underwriting modes and risk-based loan pricing
Di Gong, University of International Business and Economics
Qi Luo, University of International Business and Economics
Shusen Qi, Xiamen University
The Organising Committee
会议组委会
Co-Organisers 主办单位
School of Management and Intelligent Sciences, Hefei University of Technology
合肥工业大学管理与智能科学学院(智能商学院)
School of Finance and Institute of Financial Studies, Southwestern University of Finance and Economics
西南财经大学金融学院、中国金融研究院
Academic organisations 学术支持
管理科学学报
财经科学
Journal of Banking and Finance
Economic Analysis and Policy
Journal of Chinese Economic and Business Studies
China Finance Review International
International Journal of Financial Engineering
Co-organisations 协办单位
Antai College of Economics and Management, Shanghai Jiao Tong University
上海交通大学行业研究院
Business School, University of Edinburgh
爱丁堡大学商学院
Supporting organisations 支持单位
Dapu Credit Rating Ltd.Co
大普信用评级股份有限公司
Center for Credit Big Data Applications, Northwest A&F University
西北农林科技大学信用大数据应用研究中心
Conference leadership 大会主席
Shanlin Yang, Hefei University of Technology
杨善林(中国工程院院士),合肥工业大学
Qing Wang, Southwestern University of Finance and Economics
王擎,西南财经大学
Cuiqing Jiang, Hefei University of Technology
蒋翠清,合肥工业大学
Procedure committee 程序委员会
Xiaojian Li, Hefei University of Technology
李霄剑,合肥工业大学
Xiaojun Wang, Hefei University of Technology
汪小军,合肥工业大学
Ronghua Luo, Southwestern University of Finance and Economics
罗荣华,西南财经大学
Qingma Dong, Southwestern University of Finance and Economics
董青马,西南财经大学
Conference honorary chairs 荣誉主席
Founding honorary chair
Edward Altman, New York University
爱德华·奥特曼,纽约大学
Previous honorary chairs
Baofeng Shi, Northwest A&F University
石宝峰,西北农林科技大学
Yizhe Dong, University of Edinburgh
董轶哲,爱丁堡大学
Xiuping Hua, University of Nottingham Ningbo China
华秀萍,宁波诺丁汉大学
Academic committee 学术委员会(姓氏字母排序, 30 members)
Galina Andreeva, University of Edinburgh
Galina Andreeva,爱丁堡大学
Raymond Anderson, Rayan Risk Analytics
Raymond Anderson,瑞恩风险咨询
Anthony Bellotti, University of Nottingham Ningbo China
Anthony Bellotti,宁波诺丁汉大学
Raffaella Calabrese, University of Edinburgh
Raffaella Calabrese,爱丁堡大学
Yizhe Dong, University of Edinburgh
董轶哲,爱丁堡大学
Guanming He, Durham University
何冠明,杜伦大学
Jing He, China Agricultural University
何婧,中国农业大学
Xiaolu Hu, RMIT University
胡晓鹭,墨尔本皇家理工大学
Xiuping Hua, University of Nottingham Ningbo China
华秀萍,宁波诺丁汉大学
Cuiqing Jiang, Hefei University of Technology
蒋翠清,合肥工业大学
Gang Li, Northeastern University at Qinhuangdao
李刚,东北大学秦皇岛分校
Jianping Li, University of Chinese Academy of Sciences
李建平,中国科学院大学
Zhiyong Li, Southwestern University of Finance and Economics
李志勇,西南财经大学
Baofeng Shi, Northwest A&F University
石宝峰,西北农林科技大学
Cong Sui, Dalian Maritime University
隋聪,大连海事大学
Jie Sun, Tianjin University of Finance and Economics
孙洁,天津财经大学
Zhao Wang, Hefei University of Technology
王钊,合肥工业大学
Zongxiao Wu, University of Salford
吴宗晓,索尔福德大学
Binqing Xiao, Nanjing University
肖斌卿,南京大学
Rafal Sieradzki, NYU Stern & Krakow University of Economics
Rafal Sieradzki,纽约大学斯特恩商学院、克拉科夫经济大学
Xiong Xiong, Tianjin University
熊熊,天津大学
Wei Wang, Queen's University
王炜,女王大学
Dawen Yan, Dalian University of Technology
闫达文,大连理工大学
Xiao Yao, Central University of Finance and Economics
姚潇,中央财经大学
Lean Yu, Sichuan University
余乐安,四川大学
Xiaoqian Zhu, University of Chinese Academy of Sciences
朱晓谦,中国科学院大学
Longyao Zhang, Shanghai Jiao Tong University
张龙耀,南京农业大学
Zhipeng Zhang, Shanghai Jiao Tong University
张志鹏,上海交通大学
Huimin Zhao, University of Wisconsin-Milwaukee
赵惠民,威斯康星大学密尔沃基分校
Lina Zhou, University of North Carolina at Charlotte
Fanyin Zhou, Southwestern University of Finance and Economics
周凡吟,西南财经大学
Conference secretary 会议秘书
Zhao Wang, Hefei University of Technology
王钊,合肥工业大学
Jianfei Wang, Hefei University of Technology
王建飞,合肥工业大学
Lisha Li, Southwestern University of Finance and Economics
李丽莎,西南财经大学
Zongxiao Wu, University of Salford
吴宗晓, 索尔福德大学
Conference website: www.cscr.cn
Conference email: cscr@cscr.cn
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